Hard Money Directory

Hard Money Lenders in Raleigh, NC

Find the best hard money lenders in Raleigh, NC. Compare rates, LTV, funding speed, and loan types from lenders who actively fund deals in the Raleigh-Durham Triangle market.

7 Lenders
9.0% Lowest Rate
3d Fastest Close
90% Highest LTV

Lima One Capital

National Lender
Raleigh, NC • Funds in 10-14 days • $75k–$5M

National private lender headquartered in Greenville, SC. Specializes in fix-and-flip, bridge, and rental portfolio loans for real estate investors across the Southeast and nationwide.

Fix & FlipBridgeConstructionRental / DSCR
9.00%
from rate
90%
max LTV
10d
fastest close
Rate: 9.00%–13.00% LTV: 60%–90% Loan: $75k–$5M
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Apex Capital Partners

Top Rated
Raleigh, NC • Funds in 5-7 days • $100k–$2M

Regional hard money lender specializing in the Raleigh-Durham Triangle. Known for fast closings and deep knowledge of local property values.

Fix & FlipBridgeCash-Out Refi
9.50%
from rate
90%
max LTV
5d
fastest close
Rate: 9.50%–12.00% LTV: 65%–90% Loan: $100k–$2M
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Kiavi

Tech-Driven
Raleigh, NC • Funds in 7-14 days • $100k–$3M

Technology-driven private lender (formerly LendingHome) offering fast pre-approvals and competitive rates for fix-and-flip and bridge loans nationwide.

Fix & FlipBridge
9.50%
from rate
90%
max LTV
7d
fastest close
Rate: 9.50%–13.50% LTV: 65%–90% Loan: $100k–$3M
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Triangle Hard Money

Fast Funder
Raleigh, NC • Funds in 3-5 days • $75k–$1.5M

Local lender covering the Triangle area (Raleigh, Durham, Chapel Hill). Fastest funding in the market with flexible terms for experienced flippers.

Fix & FlipConstruction
10.20%
from rate
85%
max LTV
3d
fastest close
Rate: 10.20%–13.50% LTV: 60%–85% Loan: $75k–$1.5M
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CoreVest Finance

Portfolio Specialist
Raleigh, NC • Funds in 14-21 days • $150k–$50M

Large-scale private lender focused on portfolio and bridge loans for experienced investors. High loan ceilings for multi-property deals.

BridgeRental / DSCRConstruction
8.99%
from rate
80%
max LTV
14d
fastest close
Rate: 8.99%–12.50% LTV: 60%–80% Loan: $150k–$50M
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RCN Capital

Nationwide
Raleigh, NC • Funds in 10-15 days • $50k–$2.5M

Connecticut-based nationwide private lender specializing in fix-and-flip, bridge, and long-term rental financing for real estate investors.

Fix & FlipBridgeRental / DSCR
9.24%
from rate
85%
max LTV
10d
fastest close
Rate: 9.24%–12.99% LTV: 60%–85% Loan: $50k–$2.5M
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Carolina Private Lending

Raleigh, NC • Funds in 7-10 days • $50k–$1M

Statewide North Carolina lender serving both Raleigh and Charlotte markets. Competitive rates for borrowers with local experience.

Fix & FlipBridgeCash-Out Refi
10.00%
from rate
80%
max LTV
7d
fastest close
Rate: 10.00%–13.00% LTV: 60%–80% Loan: $50k–$1M
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