Hard Money Directory

Hard Money Lenders in Miami, FL

Find the best hard money lenders in Miami, FL. Compare rates, LTV, funding speed, and loan types from lenders who actively fund deals in the Miami-Dade and South Florida market.

7 Lenders
9.0% Lowest Rate
5d Fastest Close
90% Highest LTV

Brickell Capital Finance

Top Rated
Miami, FL • Funds in 7-10 days • $150k–$10M

Miami-based full-service hard money lender covering all of South Florida. Handles single-family flips through large condo conversion projects.

Fix & FlipBridgeConstructionCash-Out Refi
9.00%
from rate
85%
max LTV
7d
fastest close
Rate: 9.00%–12.00% LTV: 65%–85% Loan: $150k–$10M
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Lima One Capital

National Lender
Miami, FL • Funds in 10-14 days • $75k–$5M

National private lender headquartered in Greenville, SC. Specializes in fix-and-flip, bridge, and rental portfolio loans for real estate investors across the Southeast and nationwide.

Fix & FlipBridgeConstructionRental / DSCR
9.00%
from rate
90%
max LTV
10d
fastest close
Rate: 9.00%–13.00% LTV: 60%–90% Loan: $75k–$5M
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Kiavi

Tech-Driven
Miami, FL • Funds in 7-14 days • $100k–$3M

Technology-driven private lender (formerly LendingHome) offering fast pre-approvals and competitive rates for fix-and-flip and bridge loans nationwide.

Fix & FlipBridge
9.50%
from rate
90%
max LTV
7d
fastest close
Rate: 9.50%–13.50% LTV: 65%–90% Loan: $100k–$3M
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South Florida Hard Money

Fast Funder
Miami, FL • Funds in 5-7 days • $75k–$2M

Regional lender focused on Miami-Dade, Broward, and Palm Beach counties. Fast closings and deep local market knowledge for residential projects.

Fix & FlipBridge
10.00%
from rate
80%
max LTV
5d
fastest close
Rate: 10.00%–13.50% LTV: 60%–80% Loan: $75k–$2M
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CoreVest Finance

Portfolio Specialist
Miami, FL • Funds in 14-21 days • $150k–$50M

Large-scale private lender focused on portfolio and bridge loans for experienced investors. High loan ceilings for multi-property deals.

BridgeRental / DSCRConstruction
8.99%
from rate
80%
max LTV
14d
fastest close
Rate: 8.99%–12.50% LTV: 60%–80% Loan: $150k–$50M
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RCN Capital

Nationwide
Miami, FL • Funds in 10-15 days • $50k–$2.5M

Connecticut-based nationwide private lender specializing in fix-and-flip, bridge, and long-term rental financing for real estate investors.

Fix & FlipBridgeRental / DSCR
9.24%
from rate
85%
max LTV
10d
fastest close
Rate: 9.24%–12.99% LTV: 60%–85% Loan: $50k–$2.5M
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Sunshine State Capital

Luxury Specialist
Miami, FL • Funds in 10-14 days • $100k–$5M

Statewide Florida lender with particular expertise in Miami luxury market bridge loans and new construction financing.

BridgeConstructionRental / DSCRCash-Out Refi
9.50%
from rate
90%
max LTV
10d
fastest close
Rate: 9.50%–12.50% LTV: 65%–90% Loan: $100k–$5M
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